I owe 1,700. Phone (877) 317-1200; They are currently debiting my bank account to satisfy an account they declare I previously had ownership of that I do not recall. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. Learn more about Convergent Outsourcing or view your account with us online. I received a letter from Convergent saying sprint placed my account with their office for collection. Stop breaking the law. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). GO over it with them and see what they got. Sprint sent account to collections, Convergent Outsourcing. Please Help Me Get Convergent Off of My Report! In addition to suffering the annoying and aggressive practices debt collectors, such as Convergent Outsourcing, engage in, a debt sent to collection can have a major impact on your credit score. Sprint as a matter of policy does not remove the bureau reporting for paid debt as this would violate their agreement with the agencies and the credit bureaus. I called Sprint to try set up payment but whenever i ask to pay and if account will be recalled they give me Convergent phone number to call. If you cannot afford to pay your debt in one payment, our representatives will work with you to setup a payment plan. Legally they've followed to the letter of the law. I'm down to one last account, and would like some guidance on how to tackle it. I don't think however that once you have the debt paid (however you do it) you should worry about on your report. Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Debt Settlement for credit card I never had Renton Washington, Convergent Outsourcing Inc Collection Fraud Houston Texas, Convergent Outsourcing Inc. Un-Reputable Collection company trying to rip me off. The letter needs to explain the reason for your late payment and why youre requesting removal. I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. And lastly, seek counsel from a consumer protection attorney for a free consultation. I asked if she was sure and she said yes. Email. It may not be copied without the written permission of Ripoff Report. Received notice of debt collection. So, now I'm not sure how to handle this. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. There are plenty of articles available if you want more information and tips on how to improve your credit and reach your financial goals. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The original creditor is Sprint (cell phone company). The only advice I can offer you is not to feed into their urgency. He said all he could do was put this note in my file. Unbelievable!! We do send updates to all applicable credit reporting agencies for some clients weekly; we also request that they update a consumers credit report to reflect any payments. It was gone off my reports within 2-3 days. This company is horrible. Options to consider with Convergent Outsourcing collections. - Send an email to the executive office letting you know you paid in full directly asking to have it deleted.
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convergent outsourcing sprint